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Help

Health insurance is a branch of social security and ensures that risk management is to improve population health.

The insurance covers your medical expenses, in part or in whole, if you reside legally on French territory for a period exceeding three months.

An application must be made to your primary insurance-fund (CPAM) regional to confirm your eligibility.

Supports Health Insurance

Anyone with a vital card and social security number can claim reimbursement of health insurance. Disease, drug, dental, optical, maternity, health insurance pays all medical posts contracted according to a schedule established.

The schedule set by the insurance called the agreement rate (TC). Your repayments are calculated on a percentage principle. Dental and optical positions in this case are assumed at 65% of TC.

Drugs

- 100% for drugs thumbnail to white barred, recognized as irreplaceable and expensive.

- 65% for drugs to white sticker.

- 35% for drugs in blue sticker.

- 15% for drugs in orange sticker.

views

Doctor consulted		Base Rate	reimbursement rate reimbursement	Recovered *
Generalist sector 1	€ 23	€ 23	70%	€ 15.10
Generalist sector 2	fees free	€ 23	70%	€ 15.10
Specialist	sector 1 € 25 € 25		70%	16.50 €
Specialist sector 2	fees free	€ 23	70%	€ 15.10
Neuropsychiatrist Neurologist Psychiatrist sector 1	€ 37	€ 37	70%	€ 24.90
Neuropsychiatrist Neurologist Psychiatrist sector 2	fees free	€ 34.30	70%	€ 23.01

Dental

€ 20.24 € 23.61

Dental Care	Tariff conventional	Reimbursement Rate	Recovered (1)
Descaling	€ 28.92	70%
Treatment of caries a face	€ 16.87	70%	€ 11.80
Treatment of caries both sides	€ 28.92	70%	€ 20.24
treatment of caries and three faces	€ 40.97	70%	€ 28.67
Devitalization an incisor or a canine	€ 33.74	70%
Devitalization a bicuspid	€ 48.20	70%	€ 33.74
Devitalization a molar	€ 81.94	70%	€ 57.35
Extraction of a tooth	€ 16.72	70%	€ 11.70
a permanent tooth extraction	€ 33.44	70%	€ 23.40

limit health insurance health insurance

limit his reimbursements. The rest of your dependents, co-payments can be supported by a mutual complementary health or health insurance. It is also strongly recommended to acquire a mutual, it allows a refund actual expenses arising from your medical care.

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insurance supplemental health wellness

The using complementary health , ACS is limited to persons whose income does not exceed more than 20% of the limit assigned by supplementary CMU.
is a financial aid to help people in need seeking additional purchase individual health.

Help complementary health

The amount of aid in complementary health is capped by the amount of the contribution or premium. It varies depending on the age of the person or persons covered in the contract.

Who qualifies for the GBA?

Any person lawfully residing on French territory for over 3 months can receive this assistance. He agrees that you are legally and that your assets do not exceed the established schedule. Your request is being made with the credit of insurance. If it meets the requirements, a certificate will be issued.

A "check with a Complementary health "allows you to benefit from parallel reduction on the assessment during the acquisition of your mutual health.

Provided you follow the path of coordinated care, you are exempt from advance payment for the share of expenses paid by health insurance mandatory.

Help complementary health: health protection for each

is in the interest of everyone to take a mutual health. It supports co-payments and the excess fees charged by many professionals health.

He agrees that additional health supports your health costs for a fee but is not limited exclusively to wealthy people. Support for complementary health implies egalitarian approach to protecting health.

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The mutual well being was created in 1927 and since then it offers its services in complementary health tailored to individual needs. It presents a wide range of options in health coverage, but its uniqueness lies in the fact that it has acquired over the years, knowledge of the construction sector matured.

Offers of mutual companies are best to be prepared in close consultation with various specialists of companies. 3 ranges flank the entrepreneurial sector. They are able to ensure protection and care at a higher rate of reimbursement.

SME Solution

MSanté

Employers:
- guarantee exemption that allows you to be exempt from the assessment of your employees on temporary total incapacity for work during the work stoppage after the 91st day

- You social benefit of exemptions and deductions.

Employees:

- Premium birth

- Bone densitometry and bone alternative medicine (acupuncture, chiropractic, osteopathy),

- The flu vaccine to the real costs.

SMEs BTP BTP

MSanté

Employers:
- A contract responsible to the exemptions

Social Workers:
- The package to hospital actual costs,

- Implantology , periodontics and oral prophylaxis of 100 to 600 €,
- The private room (including maternity).

Before accession mutual wellness

Before accession mutual well-being, it is quite possible to order a quote to know the mutual tariff mutual health and guarantees. A phone number is available to you for all your questions and requests for mutual quote.

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Courses in drawing and painting demonstration

Spring Session

Choose the course that makes you feel like it. We'll do the rest!

You never painted and you do not know where to start? A basic course in painting you will see the talent that lies within you.	You want to take a course using the equipment you already have? We guide you through your medium and you will do wonders.
Want to express your creativity and not sure which course to choose? Call and advise you.	You have experience and want to improve yourself? We'll help you create what you dream!

Whichever course you choose, we schedule that suits you.

hours available

Rate

Registration

Courses Painting and drawing for children June to September years and 9-14 years The little ones as the biggest will be greeted and framed with care. The plastic arts classes to help them develop their observation skills and ability. See timetable see the detailed course description Registration for Spring Session during Reserve your spot now!

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Mutual Mutual Mutual dental

If you are looking for a mutual health covering your dental operations, orthodontics or crowns implantation, the best solution is to perform search by mutual dental through a mutual comparison. The best mutual

Dental is undeniably one that responds to your health needs (management of excess fees, mutual without waiting period) while reducing your budget.

The dental post: One of the most expensive items

€ 75.25 € 45.15

Dental Care Cost		Tariff Convention		Reimbursement Rate Amount reimbursed
metal-ceramic crowns	Fees Free	€ 107.50 70%		€ 75.25
Crown precious metal	Fees Free	€ 107.50	70%	€ 75.25
Crown semi-precious metal	Fee free	€ 107.50 70%		€ 75.25
Crown metal nickel-chrome	Fee free	€ 107.50 70%
all-ceramic crown	Fee free	-	-	€ 0
Inlay-core	Fee free	€ 122.55 70%		€ 85.78
Inlay-core key	Fee free	€ 144.05 70%		€ 100.83
Braces (1-3 teeth)	Fees free	€ 64.50	70%
Braces complete (14 teeth)	Fee free	€ 182.50 70%		€ 127.75
Bridge of three elements (two abutment teeth + to replace an intermediate a missing tooth)	Fee free	€ 279.50 70%		€ 195.65

Repayments of social security are relatively low in that it is the dental office . However, there are mutual comparators reliable and free where you can do a mutual comparison dental reimbursement whatsoever for care under or not.

This step is especially important because it allows you to compare between different offers mutual santésusceptibles meet your needs.

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MNT

Mutual National Region (DTM) was created June 8, 1964. It provides health insurance contracts for individuals and groups. It brings together 734,000 members in health and welfare. The mutual

MNT: Mutual agents territorial

The TAM offers three levels of basic protection in complementary health. These formulas are adjustable to suit your needs health. If you have any predisposition to dental office, you can adjust your security in the building.

Emergency Hospital - Full support of hospital plan ,

- Package of 66 € / day for your particular room,

- In case of hospitalization, You offer no hospitalization nor the medical and surgical fees.

Essential Protection

Medical fees, drugs and vaccines against influenza reimbursed at 100% of the costs of liability insurance.

Protection evolutionary

Optical - Glasses and contact lenses reimbursed on the basis of a fee between 90 and 180 € per year,

- Lenses are not supported by the Social Security reimbursed for 76 € per year,

- Refractive surgery care up to € 180 per eye.

Dental

- Prosthetics supported a 100% + 50% surcharge for exceeding tariff

- Orthodontics repaid 100% up to 16 years returned to 190%.

Before accession MNT mutual health insurance, make a mutual quote online to know the formula guarantees each and the amount of the contribution.

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Mutual sun dog

Mutuelles du Soleil with its 260.000 active in the PACA region (Provence-Alpes-Cote d'Azur). She specializes in the fields of social protection: mutual complementary health, health insurance and pensions for self-employed. With its range

Soléa for individuals, workers independent companies, it offers stronger guarantees for dental implants , reimbursement of eyeglasses and other costly acts.

Moreover, thanks to third-party payment card you do not advance money on your medical expenses, purchase of medicines, laboratory, hospital, imaging instruments. Your efforts are also simplified thanks to the uploading , sending your health care to social security will automatically trigger your refund from your health mutual .

Mutual sun: The range SOLEA

A request for mutual estimate can be made for a brief idea on the guarantees and the assessment. To join online, it is strongly advisable to make a mutual comparison of tenders.

SOLEA 10: Get a refund for surgery and hospitalization costs real

SOLEA 15: The drugs to white vignettes are reimbursed at 95% on the basis of repayment of Social Security,

SOLEA 20: For insured persons and independent professionals, orthopedic appliances and are reimbursed at 100%

SOLEA 30: Consultations and visits to doctors not be refunded 100%

SOLEA 40: The surgical and anesthesia fees are reimbursed at 115%

SOLEA 50 : Package medicine from 29 euros.

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Mornay

Many mutual offer complementary health for dogs. It differs from a conventional mutual health in that it supports the reimbursement of health of your pet such as visits to the veterinary vaccines, surgical operations in case of accidents and sterilization.

Where to find a mutual dog? A mutual

dog certainly is rare but a quick search on the internet or through a mutual comparison will lead you to organizations offering health insurance mutuals dog.

The extent of the guarantees of course depend on your criteria. If your pet is prone to frequent illness and requires regular visits to the vet, a complementary health Dog ease your expenses.

Mutual Guarantees of dog

formulas can support veterinary fees for accidents and diseases (drugs and surgery). You must choose your level of reimbursement is usually done as a percentage. Reimbursement is the percentage of your bill veterinarian. A monthly contribution is required from you.

Moreover, the amounts of contributions from your insurance contract are calculated based on the breed of your pet and are not related to his age.

Advantage of a mutual dog

As the owner of a dog, ensuring their needs is imperative. His power must be constantly monitored. Some mutuals offer a refund for dog food diet for dogs.

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pastel by Linda Boyte

During this demonstration, Linda Boyte, will perform in front of you, every step of the chronological
completion of a painting in pastel.
You will discover how she creates her landscapes and figures,
cloudy skies, reflections in water and much more.

As in the demonstration of Marcel Mussely , you can follow his movements closely
on a video screen in High Definition.

Reserve your spot now! Seating is limited

Friday, February 25, 2011 at 19:00 Admission: $ 20 including taxes

Book by phone with Visa or Mastercard: 450-448-8047
Booking on site at the Workshop with cash, check, Interac, Visa or Mastercard
booking online with PayPal comments and remarks

Watch the video of the latest demonstration

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Mutual Mutual Mutual

Mornay Mutual Group is a component of Mornay. It has to his credit over 40 years experience in the service of the complementary health . Over 60 000 members spread throughout French territory.

The singularity of Mornay Mutual

The formulas private health insurance benefit from an Professional File. Enterprises, SMEs and SMIs will also find collective contracts tailored to the diverse needs of everyone. A range of group health products has been developed according to the requirements of employers and employees. A quote

mutual online can also be ordered for an overview on the rates of reimbursement dental, optical, the amount of contributions and support in terms of actual costs .

Mutual Mornay: Products collective

4 levels of collateral

S: effective safeguards to protect against the significant risks at a very competitive price,

L : strengthened safeguards and innovative cover all health spending,

XL : guarantees performance to enjoy a high level of coverage,

XXL : maximum guarantees, including little or no expenses reimbursed by social security.

Before accession Mornay Mutual

It is strongly recommended to perform a comparative mutual guarantees before accession. Just create your profile and select your criteria for having an accurate view and effective on different specifications, fares, and forms. Your membership and terms of taking charge of your expenses in case of excess fees are explicitly detailed for your understanding and help you in your choice.

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SG

The SG is the mutual complementary health of employees and retirees of the general society. Once you are hired to the general society, you are compulsorily insured by the mutual SG. It should of course that the appropriate ballots were properly completed. The membership form is available for download Online.

Mutual SG: The positions and levels of guarantees

- Medical procedures: Consultation, analysis, ultrasound and radiological procedures are supported to the tune of 30-100% of user fees .
- Hospitalization: The management of private rooms is on a refund in the ceiling height of 55Euros per day. Orthodontics
child: 425% of the reimbursement rate AMO (compulsory health insurance) and within the limits of expenditure.
- Acoustics and equipment: Supplementary Benefit equal to 85% of the costs remaining to load, maximum € 1,400 per calendar year.

Accession SG mutual

As an employee of Societe Generale, your membership automatically. You can then make an additional health benefit to SG your spouse and your children. Your contribution


Her monthly amount is equal to 0.94842% of the twelfth of your annual gross fixed salary, capped at 1.5 PSS (Limit Social Security). Your contribution is deducted monthly from your pay. Your

simplified procedures
SG mutual practice teletransmission and is a mutual third-party payment . A telematic interchange between some agencies of the compulsory health insurance allows you to ensure repayment of your benefits.

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Day Camps
arts for Children and Adolescents With
Linda Boyte (13 years of experience)

For children and adults from 8 to 14 years

School holidays Summer 2011

Day Camps art rich and stimulating experience for your children,
focused on fun and recovery.
In our day camp, youth will follow 4 workshops per day, on various themes and games and they will explore a variety of techniques.

Programming Day Camps - Schedule days in day camps - rates for day camps

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optical

A mutual optical preserve you health care spending related to optical position. Social Security will reimburse a portion of your health expenses. Regarding optics, it reimburses about 65% to 70% based on the tariffs approved. This support is relatively low compared to actual costs .

Where mutual good optics?

The choice of a complementary health in otic can be tough. Today the Internet makes our research firm. A quick search in particular through a mutual compare online and you can distinguish several mutual supports the optical position. This tool is able to compare the different coverage (reimbursement rates, guarantees, lump-sum refund or percentage).

How to choose mutual optics?

We do not choose their mutual optical only according to its needs, purchase of eyeglasses, lenses, optical corrective lenses or surgery. Choose a mutual best value for money according to your budgetary means.

Refund percentage and lump sum refund

Some mutuals offer high repayment rates, 500% -600%. This rate is calculated on the basis of fee agreement and may cover a small portion of your expenses. To ensure an adequate support, opt for refunds packages ( mutual optical package). An annual fee of 500euros is reasonable and already covers a good portion of your costs.

The extended warranty optical

A good mutual Optical cover not only your excess fees but will undertake to reimburse you without making any differentiation between the patterns of prescription lenses or lens types.

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MNH Mutual Mutual Mutual

MNH Mutual is a mutual French health sector. She specializes in supplemental health for hospitals. These offers mutual concern all personal health and social establishments, persons engaged in medical or paramedical profession and their entourages.

Guarantees MNH

mutual guarantees of mutual MNH aimed at public sector, student, liberal sector and the private sector. If you are not a health professional or social, you can still join only as a close, a spouse or a participating member.

Forms supplementary health of the public sector:

- MNH Choisya: You get a personalized cover depending on the extent of your need (level 1-3).

- Evolya 1-4: Very good support for higher fees, dental refund up to 5 times the rate of social security.

- MHN Bonsai: Good management of user fees and a package of 100euros for optics.

- MHN primo Bonsai: The management of the hospital and full reimbursement of hospital package.

Subscribe complementary health MNH

membership and request a quote online and are free. Three-step access a comparative mutual offers. The tool is simple to use, simply fill in the required information (name, age, occupation, telephone number) and your specific health needs.

It is recommended that before purchasing health insurance or mutual evaluate its benefits, choose a mutual third-party payment, no waiting period and reimburse the actual costs.

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Intégrance

The mutual Integration was established in 1980 by and for disabled people, parents, families, friends and professionals from health and social sector. Intégrance axis commitment on three pillars, participation, support and contribution. It supports its members in hard times, knowing that financial difficulties can surface unexpectedly.

Mutual Integration: guaranteed health care for all.

Guarantees New Solidarity - A full range of health benefits taking care of all medical procedures related to one or more disabilities.

guarantees people with multiple disabilities in institutions - for those accommodated in foster homes or Specialized Medical Foster Home.

Guarantees No senior retirement homes - Specific to the needs of people accommodated in a retirement home and center of short / long term mutual

The Intégrance offers tailored offers mutual benefits and you keep some. No medical questionnaire is required before your membership even more than you'll not excluded due to your disability or your status

Highlights of mutual Intégrance

Intégrance advisors are available by phone, toll-free number is available to you. You can also visit the regional office nearest you. They are willing to answer your bidding and you realize a mutual free quote. Enjoy the benefits likely to suit your needs.

To ensure better care, it is recommended to perform a comparative mutual online. It will tell you all guarantees the repayment chart (care of the overflow fees) and the amount of your contributions.

mutual

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MGC

The MGC has existed for over 125 years. Before 2006, it offered its services in complementary health exclusively SNCF employees and their families. Since then it has liberalized and develops health coverage tailored to individual needs.

The strengths of the mutual MGC:

The mutual GC continues its commitment to mutual nonprofit. It is based on the principle of democracy, members have a right to vote in general meetings. Focusing on the values of solidarity, it defends the interests of its daily membership (discounts for people on low incomes, in case of exceptional emergency health expenditure very expensive).

Offers Mutual

MGC MGC ensures a reliable and complete contract in complementary health insurance. You benefit from a personalized optical care, dental positions therefore competitive rates.

ESSENTIAL : The management of hospital package for an unlimited period, 60 € per year for contraceptives are not reimbursed by the social security system.

COMFORT: Up to 220 € per denture no annual maximum + 380 € per semester for orthodontic reimbursed by the social security system, 200% for overruns in the hospital + single room.

SERENITY: 30 € per deed for the higher fees of experts, 350 € per denture reimbursed by the social security with no annual maximum.

All offers are subject to the guarantees you want, from basic to the most optimal. A mutual comparison online will allow you to sort and have a clear idea of the reimbursement rates and fees.

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Mutual Mutual Mutual

The mutual Mcd Mutual is the first National Inter created in France. It has offices throughout the country. Through its association with partners mutual , it offers additional coverage in health that meet your needs regardless of your personal situation.

Mutual Mcd: Offers health and welfare

To find the offers health Mcd mutual, you must first perform a custom quote health Online. This comparative mutual you will identify your needs and choose your form accordingly. Four formulas, the economic package, security, balance and optimal allow you to establish the desired degree of your coverage.

Moreover, the mutual Mcd engages in foresight. The funeral contract and the contract guarantees a death complete protection at a competitive price. A personalized online to set your profile for free.

The "plus" Mcd

Offers Mdc are flexible and scalable and adaptable to changes in your life.
- Get 6 months of free subscription for your spouse if you marry,
- Free registration for the cover of your 3rd child,
- Free health premiums for 6 months for death of spouse,
- A Personal space is made available for viewing on your repayments.
In sum, mutual Mcd offers supplemental health coverage in suit your needs. Membership health insurance is done online, by phone or in branch. Whatever your department, a county agency will guide you in your research.

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Mcd Green

The Green Mutual is a mutual National Interprofessional with over 97,000 members throughout France including overseas territories. Nonprofit organization, its association with social security in 1945. It provides blankets complementary health for individuals, traders, businesses, health professionals as well as expatriates and detached.

range mutual

Green Green Mutual has a wide range of variety, ranging from basic to the most optimal regardless of your profile. All packages include safeguards hospitalization, orthodontic, optical and prevention. The guarantees are in increasing order of extended support.

If your health needs are limited to occasional consultation, warranty Iris is able to cover your current medical procedures. Zenith warranty as to it provides optimal coverage if you have heavy spending on optical, dental and refund your fees exceeded.

To select the range that is most suitable to your powers of health, you can order online mutual quotation and an advisor will call you back to track.

Mutual Green: The Benefits

- All members of the Green provides mutual assistance in case of permanent serious problem.
- You receive a third-party payment mutual , therefore no advance of money is required during your visits or purchases of medicines.
- No health questionnaire or age limit before accession complementary health.
- No fee for your third and subsequent children for family coverage.

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Eovia Compare mutual mutual

Eovia mutual to undertake a consolidation of its partners to join forces to exploit their potential and assets. This strategic alliance is part of their commitment to innovate in terms of management fees health in addition to the health insurance mandatory.

Mutual Group Eovia

Group mutual Eovia has 10 regional mutual:

- Eovia mutual Creusoise
- Eovia mutual Arpica Drôme (Drôme, Ardèche, Rhône)
- Eovia mutuality Languedoc (Herault, Gard)
- Eovia mutual Presencia (Loire Haute-Loire Puy-le-Dôme Rhône)
- mutual Eovia Roanne (Loire, Rhone, Saone-et-Loire)
- Eovia MIF (Puy de Dome, Ally)
- Eovia mutuality Thiers (Puy de Dome)
- Eovia Précocia
- Eovia Novalia Mutual (Vaucluse, Bouches-du-Rhone, Gard)
- Eovia mutual Limousin ( Haute-Vienne, Charente, Corrèze)

A comparative mutual line is made available for comparison to the various securities depending on your profession, your health needs and your budget. a quote online health can be made free a few clicks. Simply create a profile the device keeps you find the formulas to suit you. For all your questions, counselor you answer the phone.

Why join a mutual?

Nobody is immune to the vagaries of life, illness, accident, hospitalization or disability. A mutual complementary health reimburse your medical expenses, and protects you from financial risks of catastrophic costs. Depending on your benefits, you can get a better rate of reimbursement from third-party payment, no waiting time and support higher fees.

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day camps in visual arts workshop

Day Camps arts

Kids and Teens

With Linda Boyte (13 years of experience)



For small and large 8 to 14 years

Summer 2011

Day Camps arts rich and stimulating experience for your children.

In our day camp, youth will follow 4 workshops per day, on various themes and games and they will explore a variety of techniques.

Programming Day Camps - Schedule days in day camps - rates for day camps

techniques explored: The design of The observation gouache Acrylic paint * Watercolor The pastel The charcoal and graphite The cartoon and caricature * Painting on wood * Painting on fabric * The mixed Projects in 3D * * Some weeks Programming: Each week, children will enjoy creating a new theme. They realize also works in the manner of many great masters of painting. Fun in BIG! While Relief June 20 to 23 (4 days) Painting projects in 2D and 3D Mary Cassatt 27 to 30 June (4 or 5 days) Painting, pastel and bold Exploration July 4 to 8 Drawing of Illustration and Painting on Wood Cezanne and company July 11 to 15 Acrylic and Mixed On Your paintbrushes July 18 to 22 Wood painting and drawing Albrecht Dürer July 25 to 29 watercolor painting Vincent Van Gogh August 8 to 12 Creativity and Acrylic Manga August 15 to 19 Comics and Cartoon Fun Grand August 22 to 26 Painting and varied techniques You can enroll your children in one or more weeks depending on your choice. There are no prerequisites, and more: four art workshops per day Each workshop is preceded by a demonstration of Professor Many methods and techniques are passed on to children All equipment needed for activities is provided An atmosphere of relaxation and pleasure Grand air-conditioned room and very well lit Picnic at the park every lunchtime (when the weather permits) Opening and Exhibition of works every Friday Max 10 children per class Our Mission: Help children devellop his talent and interest in art while having fun. experience rewarding, challenging and unforgettable schedule: 9:00 to 10:30 7:30 to 8:30 Childcare 8:30 to 9:00 demonstration and explanation of technical first workshop in drawing and painting 10:30 to 10:45 Snack 10:45 to 11:00 demonstration and explanation of technical 11:00 to 11:30 second drawing and painting workshop 11:30 a.m. to 1:15 p.m. Dinner - Picnic in the Park (weather permitting) 1:15 p.m. to 1:30 p.m. demonstration and explanation of technical 1:30 p.m. to 2:30 p.m. 3rd workshop Mixed 2:30 p.m. to 2:45 p.m. Snack 2:45 p.m. to 4:00 p.m. 4th workshop in pastel or charcoal or graphite 4:00 p.m. to 4:30 p.m. game group - drawing musical design group, etc. .. 4:30 p.m. to 6:00 p.m. Daycare - Opening Friday Rates: A unique (only 1 week for 1 child only): 5-day week .............................................. ............................. $ 189.00 4-day week (June 20 to 23 or 27 to 30 June) .. ............................. $ 155.00 Multiple Listings (several weeks and / or more children): Week 5 days ................................................ ............................ $ 173.80 Week 4 days .............. .................................................. ............ $ 140.00 The day (if places are available, contact us )................... 40.00 ........ $ Daycare 4 or 5 days from 7:00 to 8:30 .................................... $ 30.00 ..... Daycare 4 or 5 days from 16h30 to 18h00 .............................. ........ $ 30.00 Prices do not include taxes. The equipment needed for activities is included in the price. child must bring their lunch and snacks, an apron or smock. Payment for each week day camp: 1) In full at time of booking (plus day camps, including a deposit $ 30 non-refundable "fee for the service call) or 2) A deposit of $ 30.00 (non refundable) on the day of booking and the balance plus costs of child care, check, post dated 2 weeks before the day camp. Repayment Terms: For cancellations made more than two weeks before the camp day for which the space has been reserved, the entire cost of camps and child care will be refunded less the deposit $ 30 non-refundable. No refunds will be made if Cancellation made less than two weeks before the camp day for which the space has been reserved. Registration form to print, complete and return with your payment Seating is limited. Book as soon as possible. Write us to ask questions and obtain additional information.

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Health Letter

Compare various offers mutual

A comparative mutual health allows you to make an estimate mutual online. It is an essential step before joining a mutual. a mutual complementary health proposes to take charge of your medical expenses according to the guarantees offered in your mutual agreement. The mutual

include a substantial market share and are developed to measure, regardless of your age and your occupation ( mutual woman, young Mutual, Mutual family, senior mutual, a mutual company). A mutual comparison allows you So to sort of understand your needs and health.

Criteria Mutual

A mutual comparator has a comparison device for complementary health on the Internet. You fill in the fields provided for this purpose, name address, phone number, email address. You select your prerogatives health, dental, optical, hospital, pharmacy. The mutual comparison has a rich repertoire of mutual health insurance and is responsible for finding a mutual likely to suit you.

Simple and fast, a mutual estimate will be communicated to allow you to have an overview on the different reimbursement rates and care, orthodontic, optical, timeout , third-party payer, hospital plan, excess fees, disability premium.

What to consider before the accession of each other?

Join a mutual commitment is a two-way, you pay the premiums and in return the Mutual is committed to preserving the financial risks associated with the disease and expensive health costs.

Make a complete assessment of your needs, read the terms of your contract, extended warranty and terms of mutual termination .

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Louise Ruelland

Sunday, January 30, 2011, from 9h to 16h 80 USD (+ Tx) / person $ 80 + $ 4 + GST $ 7.14 PST = $ 91.14

Floral Inspiration Madam Ruelland Louise, who is a virtuoso of the tip, will introduce you to the deposition technique of color on the canvas with a spatula so that the texture on your table. In this workshop, you'll be inspired by the beauty and fragrance of flowers at the approach of Valentine's Day. Note that if necessary, your tip will be paid by Louise and you leave with your finished picture, word of Louise .

Reserve your spot now! Beginner, intermediate or advanced, come make your work in any and colorful

Book by phone with Visa or Mastercard: 450-448-8047

Booking locally the Workshop with cash, check, Interac, Visa or Mastercard

booking online with PayPal

View images from previous workshops paint with a spatula, with Louise Ruelland.

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Spatula Painting Courses Free

painting classes free

Creating floral acrylic painting

Painting courses in video . Learn to paint a canvas in acrylic paint creatively. In this course, René Milone painted a table and explains the process of reflection, color harmony and composition. You'll also identifies the use of topography and masking.

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Le Cigarette

The Tigara is a wooden ketch of 50 'capable of crossing all the seas of the world.

Old rig manufacturing traditional wood. Sailboat built in India at Mangalore shipyard in 1997 by his Steca edited by its architect Cesar Orsini. The lined copper riveted on its structure. Expected to navigate the icy waters of northern Canada, the lower part of her hull was lined with polyester

FEATURES

* Ketch 14 meters in length to the waterline and about 23 meters and it has a long keel. This tonnage is 25 tons and 7 tons of ballast by pig iron and lead. * Its two masts and bowsprit allows numerous combinations of sails, all ocher. The wing is divided as follows: mainsail 63 m2 (20 m2 or Swedish), Grand-jib 36 m2 (or Small-jib 14 m2), staysail 19 m2, 19 m2 forestay, jigger 35 m2 (or 17 m2) .* Its steering wheel is located, with chart table and all the navigation instruments, in the wheelhouse in which a large enough engine room houses a 150 HP Ford engine .* Under sail and / or the engine, cruising speed is 6 knots. * The Tigara is armed and allowed to sail in the first category . * At the front is a cabin with two double bunks and a toilet, shower and toilet. Behind another cabin with a double bunk and toilet, shower and toilet. At the center, the square (convertible into two additional single berths) is equipped with a kitchenette and an iron furnace for both for cooking (plates and oven) that heating the boat.

LOA 14 m / (23 m) lifting bowsprit

Waterline length 12.5 m

Width 4.2 m

Draught 1.5 m (Av) / 1.8 m (Ar)

Head room about 14 m

Headroom 1.8 m (minimum) /> 2.0 (max)

Bridge construction material painted solid wood. Hull solid wood and polyester lining originally used for navigation in icy waters

Weight 29 / 30 t (ballast included)

Ballast Interior: 7t of gueuzes (iron and lead)

Keel Long

Wheel Bar (+ spare tiller) - Possible second steering wheel

poles (N / material) 2 / Laminated Glued

Sails (No. / Color) 7 / Ochre

Max area of 140 m2 wing

What does "Tigara?

* Tigara is the name of a northern passage between the Atlantic Ocean and peaceful? This boat was named "Tigara" because he was to travel in this area! (Stephan Zarzecki - 12/1998)

* Tigara name is Joi. It means hot winds, as "Chinook". (Sam Walden - 06/2000)

Tigara * means "trade" in Egypt. (Tarek E. Fadel - 07/2000)

* Tigara is the Arabic word for "buisiness." (Amer Qureshi - 07/2000)

* I do not know exactly what the word means "Tigara" but it is certainly a term

whose origin is in Alaska, it could be relative to geography, or on behalf of a local animal. (Mary Downs - 02/2001)

* "Tigara Corporation" is the name of an Indian tribe. (Anne Gisiger - 02/2001)

Tigara * The name comes from "Tikigaq" dwelling place of the Inupiaq people of Canada and Greenland. (Gregory M. Chase - 03/2001)

* name "Tigara" is from Alaska. Our boat was named so because of the place "Point Hope to the west of Alaska in the Inupiaq language is written" Tikigaq "and is pronounced Ti-keh-ruk. (Philippe Wohlhuter from "THE THINGS THAT WERE ON THEM SAID" translated the Inupiaq and Tukummiq by Tom Lowenstein - 04/2001)