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Health insurance is a branch of social security and ensures that risk management is to improve population health.

The insurance covers your medical expenses, in part or in whole, if you reside legally on French territory for a period exceeding three months.

An application must be made to your primary insurance-fund (CPAM) regional to confirm your eligibility.

Supports Health Insurance

Anyone with a vital card and social security number can claim reimbursement of health insurance. Disease, drug, dental, optical, maternity, health insurance pays all medical posts contracted according to a schedule established.

The schedule set by the insurance called the agreement rate (TC). Your repayments are calculated on a percentage principle. Dental and optical positions in this case are assumed at 65% of TC.

Drugs

- 100% for drugs thumbnail to white barred, recognized as irreplaceable and expensive.

- 65% for drugs to white sticker.

- 35% for drugs in blue sticker.

- 15% for drugs in orange sticker.

views

Doctor consulted		Base Rate	reimbursement rate reimbursement	Recovered *
Generalist sector 1	€ 23	€ 23	70%	€ 15.10
Generalist sector 2	fees free	€ 23	70%	€ 15.10
Specialist	sector 1 € 25 € 25		70%	16.50 €
Specialist sector 2	fees free	€ 23	70%	€ 15.10
Neuropsychiatrist Neurologist Psychiatrist sector 1	€ 37	€ 37	70%	€ 24.90
Neuropsychiatrist Neurologist Psychiatrist sector 2	fees free	€ 34.30	70%	€ 23.01

Dental

€ 20.24 € 23.61

Dental Care	Tariff conventional	Reimbursement Rate	Recovered (1)
Descaling	€ 28.92	70%
Treatment of caries a face	€ 16.87	70%	€ 11.80
Treatment of caries both sides	€ 28.92	70%	€ 20.24
treatment of caries and three faces	€ 40.97	70%	€ 28.67
Devitalization an incisor or a canine	€ 33.74	70%
Devitalization a bicuspid	€ 48.20	70%	€ 33.74
Devitalization a molar	€ 81.94	70%	€ 57.35
Extraction of a tooth	€ 16.72	70%	€ 11.70
a permanent tooth extraction	€ 33.44	70%	€ 23.40

limit health insurance health insurance

limit his reimbursements. The rest of your dependents, co-payments can be supported by a mutual complementary health or health insurance. It is also strongly recommended to acquire a mutual, it allows a refund actual expenses arising from your medical care.

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insurance supplemental health wellness

The using complementary health , ACS is limited to persons whose income does not exceed more than 20% of the limit assigned by supplementary CMU.
is a financial aid to help people in need seeking additional purchase individual health.

Help complementary health

The amount of aid in complementary health is capped by the amount of the contribution or premium. It varies depending on the age of the person or persons covered in the contract.

Who qualifies for the GBA?

Any person lawfully residing on French territory for over 3 months can receive this assistance. He agrees that you are legally and that your assets do not exceed the established schedule. Your request is being made with the credit of insurance. If it meets the requirements, a certificate will be issued.

A "check with a Complementary health "allows you to benefit from parallel reduction on the assessment during the acquisition of your mutual health.

Provided you follow the path of coordinated care, you are exempt from advance payment for the share of expenses paid by health insurance mandatory.

Help complementary health: health protection for each

is in the interest of everyone to take a mutual health. It supports co-payments and the excess fees charged by many professionals health.

He agrees that additional health supports your health costs for a fee but is not limited exclusively to wealthy people. Support for complementary health implies egalitarian approach to protecting health.

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The mutual well being was created in 1927 and since then it offers its services in complementary health tailored to individual needs. It presents a wide range of options in health coverage, but its uniqueness lies in the fact that it has acquired over the years, knowledge of the construction sector matured.

Offers of mutual companies are best to be prepared in close consultation with various specialists of companies. 3 ranges flank the entrepreneurial sector. They are able to ensure protection and care at a higher rate of reimbursement.

SME Solution

MSanté

Employers:
- guarantee exemption that allows you to be exempt from the assessment of your employees on temporary total incapacity for work during the work stoppage after the 91st day

- You social benefit of exemptions and deductions.

Employees:

- Premium birth

- Bone densitometry and bone alternative medicine (acupuncture, chiropractic, osteopathy),

- The flu vaccine to the real costs.

SMEs BTP BTP

MSanté

Employers:
- A contract responsible to the exemptions

Social Workers:
- The package to hospital actual costs,

- Implantology , periodontics and oral prophylaxis of 100 to 600 €,
- The private room (including maternity).

Before accession mutual wellness

Before accession mutual well-being, it is quite possible to order a quote to know the mutual tariff mutual health and guarantees. A phone number is available to you for all your questions and requests for mutual quote.